/* ==========================================================================
   public/css/loan-calculator.css   Personal Loan Calculator Styles
   Visual Theme: Modern Fintech Emerald & Cyan with Deep Navy Identity
   ========================================================================== */

:root {
  --calc-emerald: #00d084;
  --calc-emerald-dk: #009e63;
  --calc-emerald-light: #e6faf2;
  --calc-cyan: #00c2ff;
  --calc-cyan-dk: #0088cc;
  --calc-cyan-light: #e6f8ff;
  --calc-amber: #ffaa00;
  --calc-amber-light: #fff8e6;
  --calc-purple: #8e76ff;
  --calc-surface: #ffffff;
  --calc-surface-subtle: #f8fafb;
  --calc-border: #e2e8f0;
  --calc-border-focus: #00d084;
  --calc-shadow: 0 4px 20px rgba(11, 34, 56, 0.06), 0 1px 3px rgba(11, 34, 56, 0.04);
  --calc-shadow-lg: 0 12px 36px rgba(11, 34, 56, 0.12), 0 2px 6px rgba(11, 34, 56, 0.06);
}

.calc-page {
  background: #faf8f5;
  color: var(--ink);
  min-height: 100vh;
}

/* Integrated Warm Top Navigation on Calculator Page */
.calc-page .home-nav {
  background: rgba(26, 20, 16, 0.90);
  border-color: rgba(255, 255, 255, 0.14);
  box-shadow: 0 12px 40px rgba(20, 14, 10, 0.35);
}

/* Page Header / Hero — Warm Atmosphere */
.calc-hero {
  padding: 130px max(24px, calc((100vw - 1180px) / 2)) 40px;
  background: linear-gradient(135deg, #181411 0%, #241c17 50%, #32231b 100%);
  color: #fff;
  position: relative;
  overflow: hidden;
}

.calc-hero-glow {
  position: absolute;
  border-radius: 50%;
  filter: blur(80px);
  pointer-events: none;
  opacity: 0.42;
}

.calc-glow-emerald {
  width: 440px;
  height: 440px;
  top: -90px;
  right: 8%;
  background: radial-gradient(circle, rgba(255, 179, 111, 0.40) 0%, rgba(255, 112, 67, 0.22) 42%, transparent 70%);
}

.calc-glow-cyan {
  width: 380px;
  height: 380px;
  bottom: -70px;
  left: 4%;
  background: radial-gradient(circle, rgba(255, 216, 74, 0.32) 0%, rgba(255, 138, 76, 0.18) 46%, transparent 70%);
}

.calc-hero-content {
  position: relative;
  z-index: 2;
  max-width: 820px;
}

.calc-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 6px 14px;
  border-radius: 999px;
  background: rgba(255, 138, 76, 0.16);
  border: 1px solid rgba(255, 138, 76, 0.38);
  color: #ff9e6a;
  font-size: 12px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.5px;
  margin-bottom: 16px;
}

.calc-tag span {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  background: #ff8a4c;
  box-shadow: 0 0 0 4px rgba(255, 138, 76, 0.25);
}

.calc-hero h1 {
  font-family: var(--display);
  font-size: clamp(34px, 4.5vw, 56px);
  line-height: 1.05;
  font-weight: 800;
  margin-bottom: 14px;
}

.calc-hero h1 em {
  color: #ff8a4c;
  background: linear-gradient(135deg, #ffae70 0%, #ff7844 100%);
  -webkit-background-clip: text;
  -webkit-text-fill-color: transparent;
  font-style: normal;
}

.calc-hero p {
  color: #e5ded7;
  font-size: clamp(16px, 1.8vw, 18px);
  line-height: 1.5;
  max-width: 680px;
}

/* Main Container Layout */
.calc-main {
  padding: 0 max(24px, calc((100vw - 1180px) / 2)) 80px;
  margin-top: -30px;
  position: relative;
  z-index: 10;
}

.calc-grid {
  display: grid;
  grid-template-columns: 1.15fr 0.85fr;
  gap: 28px;
  align-items: start;
}

@media (max-width: 960px) {
  .calc-grid {
    grid-template-columns: 1fr;
  }
}

/* Card Surfaces */
.calc-card {
  background: var(--calc-surface);
  border: 1px solid var(--calc-border);
  border-radius: 16px;
  padding: 28px;
  box-shadow: var(--calc-shadow);
  transition: box-shadow 0.2s ease, border-color 0.2s ease;
}

.calc-card:hover {
  box-shadow: var(--calc-shadow-lg);
  border-color: #cbd5e1;
}

.calc-card-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 24px;
  padding-bottom: 16px;
  border-bottom: 1px solid var(--calc-border);
}

.calc-card-title {
  font-family: var(--display);
  font-size: 20px;
  font-weight: 800;
  color: var(--deep);
  display: flex;
  align-items: center;
  gap: 10px;
}

.calc-card-title .icon {
  font-size: 22px;
}

.calc-reset-btn {
  background: none;
  border: 1px solid var(--calc-border);
  border-radius: 8px;
  padding: 6px 12px;
  font-size: 12px;
  font-weight: 700;
  color: var(--ink-soft);
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 6px;
  transition: all 0.2s ease;
}

.calc-reset-btn:hover {
  background: var(--calc-surface-subtle);
  border-color: var(--ink-faint);
  color: var(--deep);
}

/* Form Controls & Sliders */
.calc-input-group {
  margin-bottom: 28px;
}

.calc-input-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  margin-bottom: 10px;
}

.calc-label {
  font-weight: 700;
  font-size: 14px;
  color: var(--deep);
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.calc-tooltip-btn {
  display: inline-grid;
  place-items: center;
  width: 17px;
  height: 17px;
  border-radius: 50%;
  background: #e2e8f0;
  color: #475569;
  font-size: 11px;
  font-weight: 800;
  cursor: pointer;
  border: none;
  padding: 0;
  position: relative;
  transition: background 0.15s ease, color 0.15s ease;
}

.calc-tooltip-btn:hover, .calc-tooltip-btn:focus-visible {
  background: var(--deep);
  color: #fff;
}

/* Tooltip popup */
.calc-tooltip-btn .calc-tooltip-text {
  display: none;
  visibility: hidden;
  position: absolute;
  bottom: 130%;
  right: -10px;
  left: auto;
  transform: none;
  width: 240px;
  max-width: min(240px, 75vw);
  background: var(--deep);
  color: #fff;
  font-size: 12px;
  line-height: 1.4;
  font-weight: 500;
  padding: 8px 12px;
  border-radius: 8px;
  box-shadow: 0 8px 24px rgba(0,0,0,0.25);
  z-index: 100;
  opacity: 0;
  pointer-events: none;
  text-align: left;
}

.calc-tooltip-btn:hover .calc-tooltip-text,
.calc-tooltip-btn:focus-visible .calc-tooltip-text {
  display: block;
  visibility: visible;
  opacity: 1;
}

.calc-input-box-wrap {
  position: relative;
  display: flex;
  align-items: center;
}

.calc-input-box {
  width: 180px;
  height: 42px;
  padding: 0 12px;
  border: 1.5px solid var(--calc-border);
  border-radius: 8px;
  font-family: inherit;
  font-size: 16px;
  font-weight: 800;
  color: var(--deep);
  background: #fff;
  text-align: right;
  transition: border-color 0.2s ease, box-shadow 0.2s ease;
}

.calc-input-box:focus {
  border-color: var(--calc-emerald);
  box-shadow: 0 0 0 3px rgba(0, 208, 132, 0.15);
  outline: none;
}

.calc-currency-prefix {
  position: absolute;
  left: 12px;
  font-weight: 800;
  color: var(--ink-faint);
  font-size: 15px;
  pointer-events: none;
}

.calc-unit-suffix {
  margin-left: 8px;
  font-weight: 700;
  font-size: 14px;
  color: var(--ink-soft);
}

/* Custom Range Sliders */
.calc-slider-wrap {
  position: relative;
  margin-top: 14px;
}

.calc-slider {
  -webkit-appearance: none;
  appearance: none;
  width: 100%;
  height: 7px;
  border-radius: 999px;
  background: #e2e8f0;
  outline: none;
  cursor: pointer;
  transition: background 0.15s ease;
}

.calc-slider::-webkit-slider-thumb {
  -webkit-appearance: none;
  appearance: none;
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--calc-emerald);
  border: 3px solid #fff;
  box-shadow: 0 2px 8px rgba(0, 208, 132, 0.45);
  cursor: grab;
  transition: transform 0.15s ease, box-shadow 0.15s ease, background 0.15s ease;
}

.calc-slider::-webkit-slider-thumb:hover {
  transform: scale(1.15);
  box-shadow: 0 4px 12px rgba(0, 208, 132, 0.6);
}

.calc-slider::-moz-range-thumb {
  width: 22px;
  height: 22px;
  border-radius: 50%;
  background: var(--calc-emerald);
  border: 3px solid #fff;
  box-shadow: 0 2px 8px rgba(0, 208, 132, 0.45);
  cursor: grab;
}

.calc-slider-bounds {
  display: flex;
  justify-content: space-between;
  margin-top: 6px;
  font-size: 11px;
  font-weight: 600;
  color: var(--ink-faint);
}

/* Quick Select Pills */
.calc-chips-row {
  display: flex;
  gap: 8px;
  flex-wrap: wrap;
  margin-top: 12px;
}

.calc-chip {
  padding: 5px 12px;
  border-radius: 999px;
  border: 1px solid var(--calc-border);
  background: #fff;
  font-size: 12px;
  font-weight: 700;
  color: var(--ink-soft);
  cursor: pointer;
  transition: all 0.15s ease;
}

.calc-chip:hover {
  border-color: var(--calc-emerald);
  color: var(--calc-emerald-dk);
  background: var(--calc-emerald-light);
}

.calc-chip.active {
  background: var(--deep);
  border-color: var(--deep);
  color: #fff;
}

/* Advanced / Optional Options Accordion */
.calc-advanced-details {
  border: 1px solid var(--calc-border);
  border-radius: 12px;
  background: var(--calc-surface-subtle);
  overflow: hidden;
  margin-top: 20px;
}

.calc-advanced-summary {
  padding: 14px 18px;
  font-weight: 800;
  font-size: 14px;
  color: var(--deep);
  cursor: pointer;
  display: flex;
  justify-content: space-between;
  align-items: center;
  user-select: none;
}

.calc-advanced-summary::-webkit-details-marker {
  display: none;
}

.calc-advanced-summary::after {
  content: "+";
  font-size: 18px;
  font-weight: 700;
  color: var(--calc-emerald);
  transition: transform 0.2s ease;
}

.calc-advanced-details[open] .calc-advanced-summary::after {
  content: "−";
}

.calc-advanced-body {
  padding: 0 18px 18px;
  border-top: 1px solid var(--calc-border);
}

.calc-grid-2col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 16px;
}

@media (max-width: 600px) {
  .calc-grid-2col {
    grid-template-columns: 1fr;
  }
}

/* KPI Summary Output Card (Right Column) */
.calc-summary-card {
  background: linear-gradient(180deg, #ffffff 0%, #f9fbfd 100%);
  position: relative;
}

@media (min-width: 901px) {
  .calc-grid-main > .calc-summary-card {
    position: sticky;
    top: 96px;
  }
}

.calc-emi-highlight {
  background: linear-gradient(135deg, #0b2238 0%, #16324f 100%);
  border-radius: 14px;
  padding: 24px;
  color: #fff;
  margin-bottom: 24px;
  position: relative;
  overflow: hidden;
  box-shadow: 0 10px 24px rgba(11, 34, 56, 0.15);
}

.calc-emi-highlight::before {
  content: "";
  position: absolute;
  top: 0;
  left: 0;
  width: 100%;
  height: 4px;
  background: linear-gradient(90deg, var(--calc-emerald), var(--calc-cyan));
}

.calc-emi-label {
  font-size: 13px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.8px;
  color: #94a3b8;
  margin-bottom: 6px;
}

.calc-emi-amount {
  font-family: var(--display);
  font-size: clamp(34px, 3.8vw, 44px);
  font-weight: 900;
  color: var(--calc-emerald);
  line-height: 1;
  margin-bottom: 8px;
}

.calc-emi-tenure-note {
  font-size: 12px;
  color: #cbd5e1;
}

/* KPI Stat Rows */
.calc-stat-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 0;
  border-bottom: 1px solid #edf2f7;
  font-size: 14px;
}

.calc-stat-row:last-of-type {
  border-bottom: none;
}

.calc-stat-label {
  color: var(--ink-soft);
  font-weight: 600;
  display: inline-flex;
  align-items: center;
  gap: 6px;
}

.calc-stat-dot {
  width: 10px;
  height: 10px;
  border-radius: 50%;
  display: inline-block;
}

.calc-stat-value {
  font-weight: 800;
  color: var(--deep);
  font-size: 15px;
}

.calc-apr-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  padding: 4px 10px;
  border-radius: 6px;
  background: #f1f5f9;
  font-size: 12px;
  font-weight: 800;
  color: var(--deep);
}

.calc-savings-banner {
  margin-top: 18px;
  padding: 14px;
  background: var(--calc-emerald-light);
  border: 1px solid rgba(0, 208, 132, 0.4);
  border-radius: 10px;
  color: #065f46;
  font-size: 13px;
  line-height: 1.4;
  display: flex;
  gap: 10px;
  align-items: center;
}

.calc-savings-banner b {
  color: #047857;
  font-weight: 800;
}

/* Chart Container */
.calc-chart-section {
  margin-top: 24px;
  padding-top: 20px;
  border-top: 1px solid var(--calc-border);
}

.calc-chart-title {
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
  color: var(--ink-faint);
  letter-spacing: 0.5px;
  margin-bottom: 14px;
}

.calc-donut-container {
  display: flex;
  align-items: center;
  justify-content: center;
  position: relative;
  width: 100%;
  max-width: 220px;
  margin: 0 auto;
}

.calc-donut-svg {
  width: 100%;
  height: auto;
  transform: rotate(-90deg);
}

.calc-donut-center {
  position: absolute;
  top: 50%;
  left: 50%;
  transform: translate(-50%, -50%);
  text-align: center;
  pointer-events: none;
}

.calc-donut-center-label {
  font-size: 10px;
  font-weight: 700;
  text-transform: uppercase;
  color: var(--ink-faint);
}

.calc-donut-center-value {
  font-family: var(--display);
  font-size: 15px;
  font-weight: 800;
  color: var(--deep);
}

/* Amortization Schedule Section */
.calc-schedule-section {
  margin-top: 40px;
}

.calc-table-toolbar {
  display: flex;
  justify-content: space-between;
  align-items: center;
  flex-wrap: wrap;
  gap: 16px;
  margin-bottom: 20px;
}

.calc-table-tabs {
  display: flex;
  background: #e2e8f0;
  padding: 4px;
  border-radius: 999px;
  gap: 4px;
}

.calc-tab-btn {
  padding: 7px 18px;
  border-radius: 999px;
  border: none;
  background: transparent;
  font-size: 13px;
  font-weight: 700;
  color: var(--ink-soft);
  cursor: pointer;
  transition: all 0.2s ease;
}

.calc-tab-btn.active {
  background: #fff;
  color: var(--deep);
  box-shadow: 0 2px 6px rgba(0,0,0,0.08);
}

.calc-table-actions {
  display: flex;
  gap: 10px;
}

.calc-action-btn {
  padding: 8px 16px;
  border-radius: 8px;
  border: 1px solid var(--calc-border);
  background: #fff;
  font-size: 13px;
  font-weight: 700;
  color: var(--deep);
  cursor: pointer;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  transition: all 0.2s ease;
}

.calc-action-btn:hover {
  background: var(--calc-surface-subtle);
  border-color: var(--deep);
  transform: translateY(-1px);
}

.calc-action-btn.primary {
  background: var(--deep);
  color: #fff;
  border-color: var(--deep);
}

.calc-action-btn.primary:hover {
  background: var(--deep-soft);
}

/* Responsive Table */
.calc-table-wrap {
  overflow-x: auto;
  border-radius: 12px;
  border: 1px solid var(--calc-border);
  background: #fff;
  box-shadow: var(--calc-shadow);
  max-height: 480px;
  overflow-y: auto;
}

.calc-table {
  width: 100%;
  border-collapse: collapse;
  font-size: 13.5px;
  text-align: right;
  white-space: nowrap;
}

.calc-table th {
  background: #f8fafc;
  color: var(--deep);
  font-weight: 800;
  padding: 12px 16px;
  position: sticky;
  top: 0;
  z-index: 5;
  border-bottom: 2px solid var(--calc-border);
}

.calc-table th:first-child, .calc-table td:first-child {
  text-align: left;
}

.calc-table td {
  padding: 11px 16px;
  border-bottom: 1px solid #f1f5f9;
  color: #334155;
}

.calc-table tbody tr:hover {
  background: #f8fafc;
}

.calc-table tbody tr:last-child td {
  border-bottom: none;
}

.calc-table .highlight-green {
  color: var(--calc-emerald-dk);
  font-weight: 700;
}

/* Educational / FAQ Guide Section */
.calc-faq-section {
  margin-top: 50px;
  padding-top: 40px;
  border-top: 1px solid var(--line);
}

.calc-faq-heading {
  font-family: var(--display);
  font-size: 28px;
  font-weight: 800;
  color: var(--deep);
  margin-bottom: 20px;
}

.calc-faq-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 20px;
}

@media (max-width: 768px) {
  .calc-faq-grid {
    grid-template-columns: 1fr;
  }
}

.calc-faq-card {
  background: #fff;
  border: 1px solid var(--calc-border);
  border-radius: 12px;
  padding: 22px;
  box-shadow: var(--calc-shadow);
}

.calc-faq-card h3 {
  font-size: 16px;
  font-weight: 800;
  color: var(--deep);
  margin-bottom: 10px;
  display: flex;
  align-items: center;
  gap: 8px;
}

.calc-faq-card p {
  color: var(--ink-soft);
  font-size: 14px;
  line-height: 1.55;
}

/* ══════════════════════════════════════════════════════════════════════════
   PRIMARY CALCULATOR TYPE SELECTOR (Regular, BT, Top-Up, Advanced)
   ══════════════════════════════════════════════════════════════════════════ */
.calc-type-selector-wrap {
  display: flex;
  justify-content: center;
  margin-bottom: 30px;
  position: relative;
  z-index: 20;
  padding: 0 10px;
}

.calc-type-selector {
  display: inline-flex;
  position: relative;
  background: #ffffff;
  padding: 5px;
  border-radius: 999px;
  box-shadow: 0 8px 24px rgba(35, 24, 16, 0.12), 0 2px 6px rgba(35, 24, 16, 0.05);
  max-width: 100%;
  overflow-x: auto;
  scrollbar-width: none;
  -ms-overflow-style: none;
  border: 1px solid #e7ded5;
}

.calc-type-selector::-webkit-scrollbar {
  display: none;
}

.calc-type-tab {
  position: relative;
  z-index: 2;
  padding: 10px 22px;
  border: none;
  border-radius: 999px;
  background: transparent;
  font-family: inherit;
  font-size: 14px;
  font-weight: 800;
  color: #635345;
  cursor: pointer;
  transition: color 0.25s ease, background-color 0.25s ease;
  white-space: nowrap;
  display: inline-flex;
  align-items: center;
  gap: 8px;
  min-height: 44px;
  outline: none;
}

.calc-type-tab:hover:not(.active) {
  color: #1a120b;
}

.calc-type-tab:focus-visible {
  outline: 2px solid #ea580c;
  outline-offset: 2px;
}

.calc-type-tab.active {
  color: #fff;
}

@media (min-width: 641px) and (max-width: 768px) {
  .calc-type-tab {
    padding: 10px 16px;
    font-size: 13.5px;
    gap: 6px;
  }
}

@media (max-width: 640px) {
  .calc-type-selector-wrap {
    margin-bottom: 24px;
    padding: 0 12px;
    width: 100%;
    box-sizing: border-box;
  }

  .calc-type-selector {
    display: grid;
    grid-template-columns: repeat(2, 1fr);
    grid-auto-rows: 1fr;
    width: 100%;
    max-width: 480px;
    margin: 0 auto;
    padding: 6px;
    gap: 6px;
    border-radius: 16px;
    overflow-x: visible;
    box-sizing: border-box;
    box-shadow: 0 4px 16px rgba(35, 24, 16, 0.08), 0 1px 4px rgba(35, 24, 16, 0.04);
  }

  .calc-type-tab {
    width: 100%;
    min-height: 48px;
    padding: 10px 8px;
    font-size: clamp(12px, 3.4vw, 13.5px);
    font-weight: 700;
    border-radius: 12px;
    justify-content: center;
    text-align: center;
    gap: 6px;
    box-sizing: border-box;
    white-space: normal;
    word-break: keep-all;
    border: 1px solid #f0e9e1;
  }

  .calc-type-tab.active {
    border-color: transparent;
  }

  .calc-type-indicator {
    top: 6px;
    left: 6px;
    height: 48px;
    border-radius: 12px;
  }
}

.calc-type-indicator {
  position: absolute;
  top: 5px;
  left: 5px;
  height: 44px;
  border-radius: 999px;
  background: linear-gradient(135deg, #ff8a4c 0%, #e65a19 100%);
  box-shadow: 0 4px 14px rgba(230, 90, 25, 0.42);
  transition: left 0.28s cubic-bezier(0.4, 0, 0.2, 1),
              top 0.28s cubic-bezier(0.4, 0, 0.2, 1),
              width 0.28s cubic-bezier(0.4, 0, 0.2, 1),
              height 0.28s cubic-bezier(0.4, 0, 0.2, 1),
              background 0.3s ease,
              box-shadow 0.3s ease;
  z-index: 1;
  pointer-events: none;
}

[data-active-calc-type="regular"] .calc-type-indicator {
  background: linear-gradient(135deg, #ff8a4c 0%, #e65a19 100%);
  box-shadow: 0 4px 14px rgba(230, 90, 25, 0.42);
}

[data-active-calc-type="bt"] .calc-type-indicator {
  background: linear-gradient(135deg, #ea580c 0%, #c2410c 100%);
  box-shadow: 0 4px 14px rgba(234, 88, 12, 0.42);
}

[data-active-calc-type="topup"] .calc-type-indicator {
  background: linear-gradient(135deg, #d97706 0%, #b45309 100%);
  box-shadow: 0 4px 14px rgba(217, 119, 6, 0.42);
}

[data-active-calc-type="advanced"] .calc-type-indicator {
  background: linear-gradient(135deg, #e11d48 0%, #be123c 100%);
  box-shadow: 0 4px 14px rgba(225, 29, 72, 0.42);
}

/* ══════════════════════════════════════════════════════════════════════════
   BALANCE TRANSFER CALCULATOR STYLES
   ══════════════════════════════════════════════════════════════════════════ */
.bt-loans-container {
  display: flex;
  flex-direction: column;
  gap: 14px;
  margin-bottom: 20px;
}

.bt-loan-card {
  border: 1px solid #cbd5e1;
  border-radius: 12px;
  background: #ffffff;
  box-shadow: 0 2px 8px rgba(0,0,0,0.03);
  transition: all 0.2s ease;
  overflow: hidden;
}

.bt-loan-card:hover {
  border-color: #93c5fd;
  box-shadow: 0 4px 12px rgba(37,99,235,0.06);
}

.bt-loan-card-header {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 12px 16px;
  background: #f8fafc;
  border-bottom: 1px solid #e2e8f0;
}

.bt-loan-card.collapsed .bt-loan-card-header {
  border-bottom: none;
}

.bt-loan-title-group {
  display: flex;
  align-items: center;
  gap: 10px;
  flex: 1;
  min-width: 0;
}

.bt-loan-toggle-btn {
  background: none;
  border: none;
  cursor: pointer;
  padding: 2px 6px;
  font-size: 12px;
  color: #64748b;
  border-radius: 4px;
}

.bt-loan-toggle-btn:hover {
  background: #e2e8f0;
  color: #1e293b;
}

.bt-loan-badge {
  display: inline-block;
  padding: 2px 8px;
  background: #eff6ff;
  border: 1px solid #bfdbfe;
  color: #1d4ed8;
  border-radius: 999px;
  font-size: 11px;
  font-weight: 800;
  letter-spacing: 0.3px;
  white-space: nowrap;
}

.bt-loan-name-label {
  font-size: 14px;
  font-weight: 700;
  color: #1e293b;
  white-space: nowrap;
  overflow: hidden;
  text-overflow: ellipsis;
}

.bt-loan-compact-summary {
  font-size: 12px;
  color: #64748b;
  font-weight: 600;
  margin-left: 6px;
}

.bt-loan-actions {
  display: flex;
  align-items: center;
  gap: 6px;
}

.bt-loan-btn-action {
  width: 28px;
  height: 28px;
  border-radius: 6px;
  border: 1px solid #cbd5e1;
  background: #fff;
  cursor: pointer;
  display: grid;
  place-items: center;
  font-size: 13px;
  color: #64748b;
  transition: all 0.15s ease;
}

.bt-loan-btn-action:hover {
  background: #f1f5f9;
  color: #0f172a;
  border-color: #94a3b8;
}

.bt-btn-remove:hover {
  background: #fef2f2;
  color: #dc2626;
  border-color: #fca5a5;
}

.bt-loan-card-body {
  padding: 16px;
}

.bt-add-loan-btn {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  width: 100%;
  padding: 12px;
  border: 2px dashed #fdba74;
  border-radius: 10px;
  background: #fff7ed;
  color: #c2410c;
  font-size: 14px;
  font-weight: 800;
  cursor: pointer;
  transition: all 0.2s ease;
}

.bt-add-loan-btn:hover {
  background: #ffedd5;
  border-color: #ea580c;
}

.bt-summary-grid {
  display: grid;
  grid-template-columns: repeat(auto-fill, minmax(130px, 1fr));
  gap: 10px;
  padding: 14px;
  background: #f8fafc;
  border-radius: 10px;
  border: 1px solid #e2e8f0;
  margin-top: 14px;
}

.bt-summary-item {
  display: flex;
  flex-direction: column;
}

.bt-summary-label {
  font-size: 11px;
  font-weight: 700;
  color: #64748b;
  text-transform: uppercase;
  margin-bottom: 2px;
}

.bt-summary-val {
  font-family: var(--display);
  font-size: 14px;
  font-weight: 800;
  color: #0f172a;
}

/* Optional Top-Up box */
.bt-topup-box {
  margin-top: 20px;
  padding: 16px;
  background: #fff7ed;
  border: 1px solid #fed7aa;
  border-radius: 12px;
}

.bt-topup-toggle-row {
  display: flex;
  align-items: center;
  gap: 10px;
  cursor: pointer;
}

.bt-topup-toggle-row input[type="checkbox"] {
  width: 18px;
  height: 18px;
  cursor: pointer;
  accent-color: #ea580c;
}

.bt-topup-toggle-label {
  font-size: 14px;
  font-weight: 700;
  color: #9a3412;
  cursor: pointer;
}

/* Side-by-Side Comparison */
.bt-comparison-wrap {
  margin-top: 20px;
  border: 1px solid #e2e8f0;
  border-radius: 12px;
  overflow: hidden;
  background: #fff;
}

.bt-comparison-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  border-bottom: 1px solid #e2e8f0;
}

@media (max-width: 680px) {
  .bt-comparison-grid {
    grid-template-columns: 1fr;
  }
}

.bt-comparison-col {
  padding: 16px;
}

.bt-comparison-col:first-child {
  background: #f8fafc;
  border-right: 1px solid #e2e8f0;
}

.bt-comparison-col h3 {
  font-family: var(--display);
  font-size: 15px;
  font-weight: 800;
  color: var(--deep);
  margin-bottom: 12px;
  padding-bottom: 8px;
  border-bottom: 2px solid #e2e8f0;
}

.bt-compare-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding: 8px 0;
  border-bottom: 1px dashed #f1f5f9;
  font-size: 13px;
}

.bt-compare-row:last-child {
  border-bottom: none;
}

.bt-compare-row .label {
  color: #64748b;
  font-weight: 600;
}

.bt-compare-row .value {
  font-weight: 700;
  color: #0f172a;
}

.bt-compare-row .value.font-bold {
  font-weight: 800;
  color: var(--deep);
}

/* Verdict card */
.bt-verdict-card {
  padding: 16px;
  border-radius: 10px;
  margin-top: 16px;
}

.bt-verdict-card.positive {
  background: #ecfdf5;
  border: 1px solid #a7f3d0;
  color: #065f46;
}

.bt-verdict-card.warning {
  background: #fffbeb;
  border: 1px solid #fde68a;
  color: #92400e;
}

.bt-verdict-card.negative {
  background: #fef2f2;
  border: 1px solid #fecaca;
  color: #991b1b;
}

.bt-verdict-header {
  display: flex;
  align-items: flex-start;
  gap: 12px;
}

.bt-verdict-icon {
  font-size: 24px;
}

.bt-verdict-title {
  font-size: 16px;
  font-weight: 800;
  margin-bottom: 4px;
}

.bt-verdict-reason {
  font-size: 13px;
  line-height: 1.45;
  opacity: 0.95;
}

.bt-verdict-disclaimer {
  font-size: 11px;
  opacity: 0.75;
  margin-top: 10px;
  border-top: 1px solid rgba(0,0,0,0.06);
  padding-top: 8px;
}

.bt-cost-list {
  display: flex;
  flex-direction: column;
  gap: 8px;
}

.bt-cost-item {
  display: flex;
  justify-content: space-between;
  font-size: 13px;
  color: #475569;
  padding: 6px 0;
  border-bottom: 1px dashed #e2e8f0;
}

.bt-cost-item.total {
  font-weight: 800;
  color: #0f172a;
  border-bottom: none;
  padding-top: 10px;
}

.bt-timeline-wrap {
  padding: 10px 0;
}

.bt-timeline-label {
  font-size: 12px;
  font-weight: 700;
  color: #64748b;
  margin-bottom: 8px;
}

.bt-timeline-bar {
  height: 14px;
  background: #e2e8f0;
  border-radius: 999px;
  overflow: hidden;
  position: relative;
}

.bt-timeline-progress {
  height: 100%;
  border-radius: 999px;
  transition: width 0.4s ease;
}

.bt-timeline-footer {
  display: flex;
  justify-content: space-between;
  font-size: 11px;
  color: #64748b;
  margin-top: 6px;
}

/* ══════════════════════════════════════════════════════════════════════════
   TOP-UP CALCULATOR STYLES
   ══════════════════════════════════════════════════════════════════════════ */
.tu-config-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
  align-items: stretch;
}

@media (max-width: 860px) {
  .tu-config-grid {
    grid-template-columns: 1fr;
    gap: 18px;
  }
}

.tu-summary-panel {
  position: relative;
  border: 1px solid #cbd5e1;
  background: #ffffff;
}

.tu-summary-banner-row {
  display: grid;
  grid-template-columns: 320px 1fr;
  gap: 20px;
  align-items: stretch;
}

@media (max-width: 900px) {
  .tu-summary-banner-row {
    grid-template-columns: 1fr;
  }
}

.tu-stats-grid {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(140px, 1fr));
  gap: 12px;
}

.tu-stat-box {
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 10px;
  padding: 14px;
  display: flex;
  flex-direction: column;
  justify-content: center;
}

.tu-stat-box-label {
  font-size: 11px;
  font-weight: 700;
  color: #64748b;
  text-transform: uppercase;
  letter-spacing: 0.3px;
  margin-bottom: 4px;
}

.tu-stat-box-val {
  font-family: var(--display);
  font-size: 18px;
  font-weight: 800;
  color: #0f172a;
}

.tu-compare-grid {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 16px;
  margin-top: 16px;
}

@media (max-width: 640px) {
  .tu-compare-grid {
    grid-template-columns: 1fr;
  }
}

.tu-compare-col {
  padding: 16px;
  border-radius: 12px;
  border: 1px solid #e2e8f0;
  background: #f8fafc;
}

.tu-compare-col.after {
  background: #fffbeb;
  border-color: #fde68a;
}

.tu-compare-header {
  font-family: var(--display);
  font-size: 14px;
  font-weight: 800;
  color: #0f172a;
  margin-bottom: 12px;
  padding-bottom: 6px;
  border-bottom: 2px solid #cbd5e1;
}

.tu-compare-col.after .tu-compare-header {
  border-color: #f59e0b;
  color: #b45309;
}

.tu-compare-row {
  display: flex;
  justify-content: space-between;
  font-size: 13px;
  padding: 6px 0;
  border-bottom: 1px dashed #e2e8f0;
}

.tu-compare-row:last-child {
  border-bottom: none;
}

.tu-pi-bar-wrap {
  display: flex;
  flex-direction: column;
  gap: 12px;
  padding: 4px 0 0;
}

.tu-pi-label-row {
  display: flex;
  justify-content: space-between;
  align-items: center;
  font-size: 12.5px;
  color: #475569;
}

.tu-pi-track {
  display: flex;
  height: 20px;
  border-radius: 8px;
  overflow: hidden;
  background: #f1f5f9;
  border: 1px solid #e2e8f0;
  box-shadow: inset 0 1px 2px rgba(0,0,0,0.04);
}

.tu-pi-seg {
  height: 100%;
  transition: width 0.3s ease, filter 0.15s ease;
  cursor: pointer;
}

.tu-pi-seg:hover {
  filter: brightness(1.1);
}

.tu-pi-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 10px;
  margin-top: 4px;
}

@media (max-width: 600px) {
  .tu-pi-grid {
    grid-template-columns: 1fr;
  }
}

.tu-pi-stat-card {
  padding: 10px 12px;
  background: #f8fafc;
  border: 1px solid #e2e8f0;
  border-radius: 10px;
  transition: border-color 0.2s ease, background-color 0.2s ease;
}

.tu-pi-stat-card:hover {
  background: #fffbeb;
  border-color: #fde68a;
}

.tu-pi-stat-head {
  display: flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  font-weight: 700;
  color: #64748b;
  text-transform: uppercase;
  margin-bottom: 4px;
}

.tu-stat-dot {
  width: 8px;
  height: 8px;
  border-radius: 50%;
  flex-shrink: 0;
}

.tu-pi-stat-num {
  font-family: var(--display);
  font-size: 15px;
  font-weight: 800;
  color: #0f172a;
}

.tu-pi-stat-sub {
  font-size: 11px;
  color: #64748b;
  margin-top: 2px;
  font-weight: 600;
}

.tu-pi-footer {
  display: flex;
  justify-content: space-between;
  align-items: center;
  padding-top: 10px;
  border-top: 1px dashed #e2e8f0;
  font-size: 12px;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 4px;
}

.tu-pi-footer-label {
  color: #64748b;
  margin-right: 6px;
}

.tu-pi-footer-val {
  font-family: var(--display);
  font-weight: 800;
  color: var(--deep);
  font-size: 14px;
}

.tu-pi-footer-badge {
  display: inline-block;
  padding: 3px 8px;
  background: #fffbeb;
  border: 1px solid #fde68a;
  color: #b45309;
  border-radius: 6px;
  font-size: 11.5px;
  font-weight: 800;
}

/* ══════════════════════════════════════════════════════════════════════════
   ADVANCED CALCULATOR EVENT TAGS & BADGES
   ══════════════════════════════════════════════════════════════════════════ */
.adv-event-tag {
  display: inline-block;
  padding: 2px 8px;
  border-radius: 999px;
  font-size: 10px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.3px;
  margin-right: 4px;
}

.adv-event-tag.prepay {
  background: #fff1f2;
  color: #be123c;
  border: 1px solid #fecdd3;
}

.adv-event-tag.step {
  background: #fff7ed;
  color: #c2410c;
  border: 1px solid #fed7aa;
}

.calc-grid-3col {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 12px;
}

@media (max-width: 600px) {
  .calc-grid-3col {
    grid-template-columns: 1fr;
  }
}

.text-positive { color: #16a34a !important; font-weight: 800; }
.text-negative { color: #dc2626 !important; font-weight: 800; }
.text-accent { color: #0891b2 !important; font-weight: 800; }

/* ══════════════════════════════════════════════════════════════════════════
/* ══════════════════════════════════════════════════════════════════════════
   MODE-SPECIFIC COHESIVE COLOR THEMES MATCHING PRIMARY SWITCH
   ══════════════════════════════════════════════════════════════════════════ */

/* ── 1. REGULAR CALCULATOR (Warm Brand Coral: #ff8a4c → #e65a19) ───────── */
#calc-panel-regular .calc-input-box:focus {
  border-color: #ff8a4c;
  box-shadow: 0 0 0 3px rgba(255, 138, 76, 0.2);
}
#calc-panel-regular .calc-slider::-webkit-slider-thumb {
  background: #ff8a4c;
  box-shadow: 0 2px 8px rgba(255, 138, 76, 0.5);
}
#calc-panel-regular .calc-slider::-moz-range-thumb {
  background: #ff8a4c;
  box-shadow: 0 2px 8px rgba(255, 138, 76, 0.5);
}
#calc-panel-regular .calc-chip.active {
  background: #ff8a4c;
  border-color: #ff8a4c;
  color: #fff;
}
#calc-panel-regular .calc-chip:hover:not(.active) {
  border-color: #ff8a4c;
  color: #e65a19;
  background: #fff7ed;
}
#calc-panel-regular input[type="checkbox"] {
  accent-color: #ff8a4c;
}
#calc-panel-regular .calc-advanced-details:hover {
  border-color: #fdba74;
}
#calc-panel-regular .calc-advanced-summary::after {
  color: #ff8a4c;
}
#calc-panel-regular #calc-reset-btn:hover {
  border-color: #ff8a4c;
  color: #e65a19;
  background: #fff7ed;
}
#calc-panel-regular .calc-emi-highlight {
  background: linear-gradient(135deg, #9a3412 0%, #e65a19 50%, #ff8a4c 100%);
  box-shadow: 0 10px 24px rgba(154, 52, 18, 0.22);
}
#calc-panel-regular .calc-emi-highlight::before {
  background: linear-gradient(90deg, #ff8a4c, #f59e0b);
}
#calc-panel-regular .calc-emi-amount {
  color: #ffffff;
}
#calc-panel-regular .calc-emi-label {
  color: #ffedd5;
}
#calc-panel-regular .calc-emi-tenure-note {
  color: #fed7aa;
}
#calc-panel-regular .calc-apr-badge {
  background: rgba(255, 138, 76, 0.14);
  color: #d95a1a;
  border-color: rgba(255, 138, 76, 0.35);
}
#calc-panel-regular .highlight-green {
  color: #ea580c;
}
#calc-panel-regular .calc-tab-btn.active {
  background: #ff8a4c;
  color: #fff;
}
#calc-panel-regular .calc-action-btn.primary {
  background: #ff8a4c;
  border-color: #ff8a4c;
  color: #fff;
}
#calc-panel-regular .calc-action-btn.primary:hover {
  background: #e65a19;
}
#calc-panel-regular #calc-download-csv:hover {
  border-color: #ff8a4c;
  color: #e65a19;
}
#calc-panel-regular .calc-table th {
  border-bottom-color: #fed7aa;
}
#calc-panel-regular .calc-table tbody tr:hover {
  background: #fff7ed;
}

/* ── 2. BALANCE TRANSFER CALCULATOR (Warm Terracotta: #ea580c → #c2410c) ─ */
#calc-panel-bt .calc-input-box:focus {
  border-color: #ea580c;
  box-shadow: 0 0 0 3px rgba(234, 88, 12, 0.2);
}
#calc-panel-bt .calc-slider::-webkit-slider-thumb {
  background: #ea580c;
  box-shadow: 0 2px 8px rgba(234, 88, 12, 0.5);
}
#calc-panel-bt .calc-slider::-moz-range-thumb {
  background: #ea580c;
  box-shadow: 0 2px 8px rgba(234, 88, 12, 0.5);
}
#calc-panel-bt .calc-chip.active {
  background: #ea580c;
  border-color: #ea580c;
  color: #fff;
}
#calc-panel-bt .calc-chip:hover:not(.active) {
  border-color: #ea580c;
  color: #c2410c;
  background: #fff7ed;
}
#calc-panel-bt input[type="checkbox"] {
  accent-color: #ea580c;
}
#calc-panel-bt .bt-loan-card:hover {
  border-color: #fdba74;
  box-shadow: 0 4px 12px rgba(234, 88, 12, 0.08);
}
#calc-panel-bt .bt-loan-badge {
  background: #fff7ed;
  border: 1px solid #fed7aa;
  color: #c2410c;
}
#calc-panel-bt .bt-loan-btn-action:hover {
  background: #fff7ed;
  border-color: #fdba74;
  color: #c2410c;
}
#calc-panel-bt .bt-add-loan-btn {
  border-color: #fdba74;
  background: #fff7ed;
  color: #c2410c;
}
#calc-panel-bt .bt-add-loan-btn:hover {
  background: #ffedd5;
  border-color: #ea580c;
}
#calc-panel-bt .bt-topup-box {
  background: #fff7ed;
  border: 1px solid #fed7aa;
}
#calc-panel-bt .bt-topup-toggle-label {
  color: #9a3412;
}
#calc-panel-bt .bt-comparison-col:last-child h3 {
  border-bottom: 2px solid #ea580c;
  color: #9a3412;
}
#calc-panel-bt .calc-advanced-details:hover {
  border-color: #fed7aa;
}
#calc-panel-bt .calc-advanced-summary::after {
  color: #ea580c;
}
#calc-panel-bt .calc-emi-highlight {
  background: linear-gradient(135deg, #7c2d12 0%, #9a3412 40%, #ea580c 100%);
  box-shadow: 0 10px 24px rgba(154, 52, 18, 0.22);
}
#calc-panel-bt .calc-emi-highlight::before {
  background: linear-gradient(90deg, #ea580c, #f97316);
}
#calc-panel-bt .calc-emi-amount {
  color: #ffffff;
}
#calc-panel-bt .calc-apr-badge {
  background: rgba(234, 88, 12, 0.14);
  color: #c2410c;
  border-color: rgba(234, 88, 12, 0.35);
}
#calc-panel-bt .calc-chart-container:hover {
  border-color: #fed7aa;
}
#calc-panel-bt .highlight-green {
  color: #c2410c;
}
#calc-panel-bt .calc-tab-btn.active {
  background: #ea580c;
  color: #fff;
}
#calc-panel-bt .calc-action-btn.primary {
  background: #ea580c;
  border-color: #ea580c;
  color: #fff;
}
#calc-panel-bt .calc-action-btn.primary:hover {
  background: #c2410c;
}
#calc-panel-bt #bt-download-csv:hover {
  border-color: #ea580c;
  color: #c2410c;
}
#calc-panel-bt .calc-table th {
  border-bottom-color: #fed7aa;
}
#calc-panel-bt .calc-table tbody tr:hover {
  background: #fff7ed;
}

/* ── 3. TOP-UP CALCULATOR (Warm Honey Amber: #d97706 → #b45309) ───────── */
#calc-panel-topup .calc-input-box:focus {
  border-color: #d97706;
  box-shadow: 0 0 0 3px rgba(217, 119, 6, 0.2);
}
#calc-panel-topup .calc-slider::-webkit-slider-thumb {
  background: #d97706;
  box-shadow: 0 2px 8px rgba(217, 119, 6, 0.5);
}
#calc-panel-topup .calc-slider::-moz-range-thumb {
  background: #d97706;
  box-shadow: 0 2px 8px rgba(217, 119, 6, 0.5);
}
#calc-panel-topup .calc-chip.active {
  background: #d97706;
  border-color: #d97706;
  color: #fff;
}
#calc-panel-topup .calc-chip:hover:not(.active) {
  border-color: #d97706;
  color: #b45309;
  background: #fffbeb;
}
#calc-panel-topup input[type="checkbox"] {
  accent-color: #d97706;
}
#calc-panel-topup #tu-rate-reset-btn {
  color: #b45309;
  background: #fffbeb;
  border: 1px solid #fde68a;
}
#calc-panel-topup #tu-rate-reset-btn:hover {
  background: #fef3c7;
  border-color: #d97706;
}
#calc-panel-topup .calc-advanced-details:hover {
  border-color: #fde68a;
}
#calc-panel-topup .calc-advanced-summary::after {
  color: #d97706;
}
#calc-panel-topup .calc-emi-highlight {
  background: linear-gradient(135deg, #78350f 0%, #92400e 45%, #d97706 100%);
  box-shadow: 0 10px 24px rgba(146, 64, 14, 0.22);
}
#calc-panel-topup .calc-emi-highlight::before {
  background: linear-gradient(90deg, #d97706, #f59e0b);
}
#calc-panel-topup .calc-emi-amount {
  color: #ffffff;
}
#calc-panel-topup .tu-compare-col.after {
  background: #fffbeb;
  border-color: #fcd34d;
}
#calc-panel-topup .tu-compare-col.after h3,
#calc-panel-topup .tu-compare-header {
  border-bottom: 2px solid #d97706;
  color: #78350f;
}
#calc-panel-topup .tu-pi-p {
  background: #d97706;
}
#calc-panel-topup .tu-pi-i {
  background: #f59e0b;
}
#calc-panel-topup .calc-chart-container:hover {
  border-color: #fde68a;
}
#calc-panel-topup .highlight-green {
  color: #b45309;
}
#calc-panel-topup .calc-tab-btn.active {
  background: #d97706;
  color: #fff;
}
#calc-panel-topup .calc-action-btn.primary {
  background: #d97706;
  border-color: #d97706;
  color: #fff;
}
#calc-panel-topup .calc-action-btn.primary:hover {
  background: #b45309;
}
#calc-panel-topup #tu-download-csv:hover {
  border-color: #d97706;
  color: #b45309;
}
#calc-panel-topup .calc-table th {
  border-bottom-color: #fde68a;
}
#calc-panel-topup .calc-table tbody tr:hover {
  background: #fffbeb;
}

/* ── 4. ADVANCED CALCULATOR (Warm Crimson Ruby: #e11d48 → #be123c) ──────── */
#calc-panel-advanced .calc-input-box:focus {
  border-color: #e11d48;
  box-shadow: 0 0 0 3px rgba(225, 29, 72, 0.2);
}
#calc-panel-advanced .calc-slider::-webkit-slider-thumb {
  background: #e11d48;
  box-shadow: 0 2px 8px rgba(225, 29, 72, 0.5);
}
#calc-panel-advanced .calc-slider::-moz-range-thumb {
  background: #e11d48;
  box-shadow: 0 2px 8px rgba(225, 29, 72, 0.5);
}
#calc-panel-advanced .calc-chip.active {
  background: #e11d48;
  border-color: #e11d48;
  color: #fff;
}
#calc-panel-advanced .calc-chip:hover:not(.active) {
  border-color: #e11d48;
  color: #be123c;
  background: #fff1f2;
}
#calc-panel-advanced input[type="checkbox"] {
  accent-color: #e11d48;
}
#calc-panel-advanced #adv-reset-btn:hover {
  border-color: #e11d48;
  color: #be123c;
  background: #fff1f2;
}
#calc-panel-advanced .adv-card:hover {
  border-color: #fda4af;
}
#calc-panel-advanced .calc-advanced-details:hover {
  border-color: #fecdd3;
}
#calc-panel-advanced .calc-advanced-summary::after {
  color: #e11d48;
}
#calc-panel-advanced .adv-optimizer-box {
  background: #fff1f2 !important;
  border-color: #fecdd3 !important;
}
#calc-panel-advanced .adv-optimizer-box > div:first-child {
  color: #be123c !important;
}
#calc-panel-advanced .adv-optimizer-box > div:last-child {
  color: #9f1239 !important;
}
#calc-panel-advanced .calc-lump-add-btn {
  border: 2px dashed #fda4af;
  background: #fff1f2;
  color: #be123c;
}
#calc-panel-advanced .calc-lump-add-btn:hover {
  background: #ffe4e6;
  border-color: #e11d48;
}
#calc-panel-advanced .calc-step-btn.active {
  background: #e11d48;
  color: #fff;
  box-shadow: 0 2px 6px rgba(225, 29, 72, 0.25);
}
#calc-panel-advanced .calc-emi-highlight {
  background: linear-gradient(135deg, #881337 0%, #9f1239 40%, #e11d48 100%);
  box-shadow: 0 10px 24px rgba(159, 18, 57, 0.22);
}
#calc-panel-advanced .calc-emi-highlight::before {
  background: linear-gradient(90deg, #e11d48, #f43f5e);
}
#calc-panel-advanced .calc-emi-amount {
  color: #ffffff;
}
#calc-panel-advanced .calc-savings-banner {
  background: #fff1f2;
  border: 1px solid #fecdd3;
  color: #9f1239;
}
#calc-panel-advanced .calc-health-card {
  background: linear-gradient(135deg, #4c0519 0%, #881337 100%);
  box-shadow: 0 6px 20px rgba(76, 5, 25, 0.2);
}
#calc-panel-advanced .calc-health-score-val .score-num {
  color: #fda4af;
}
#calc-panel-advanced .calc-rec-card:hover {
  border-color: #fda4af;
}
#calc-panel-advanced .calc-foreclosure-savings {
  background: #fff1f2;
  border: 1px solid #fecdd3;
  color: #9f1239;
}
#calc-panel-advanced .calc-chart-container:hover {
  border-color: #fda4af;
}
#calc-panel-advanced .strategy-best {
  background: #fff1f2 !important;
  border-left: 4px solid #e11d48;
}
#calc-panel-advanced .adv-event-tag.prepay {
  background: #fff1f2;
  color: #be123c;
  border-color: #fecdd3;
}
#calc-panel-advanced .highlight-green {
  color: #be123c;
}
#calc-panel-advanced .calc-tab-btn.active {
  background: #e11d48;
  color: #fff;
}
#calc-panel-advanced .calc-action-btn.primary {
  background: #e11d48;
  border-color: #e11d48;
  color: #fff;
}
#calc-panel-advanced .calc-action-btn.primary:hover {
  background: #be123c;
}
#calc-panel-advanced #adv-download-csv:hover {
  border-color: #e11d48;
  color: #be123c;
}
#calc-panel-advanced .calc-table th {
  border-bottom-color: #fecdd3;
}
#calc-panel-advanced .calc-table tbody tr:hover {
  background: #fff1f2;
}

/* ══════════════════════════════════════════════════════════════════════════════
   ADVANCED MULTI-MODE SHOWCASE & SEARCH DISCOVERABILITY STYLING
   ══════════════════════════════════════════════════════════════════════════════ */

.calc-section-badge {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  padding: 5px 12px;
  background: rgba(14, 116, 144, 0.08);
  border: 1px solid rgba(14, 116, 144, 0.2);
  border-radius: 9999px;
  font-size: 11px;
  font-weight: 700;
  text-transform: uppercase;
  letter-spacing: 0.06em;
  color: #0e7490;
  margin-bottom: 12px;
}

.calc-section-badge span {
  display: inline-block;
  width: 6px;
  height: 6px;
  border-radius: 50%;
  background: #0e7490;
}

.calc-section-title {
  font-family: var(--display, system-ui, sans-serif);
  font-size: 26px;
  font-weight: 800;
  color: var(--deep, #0f172a);
  letter-spacing: -0.02em;
  margin: 0 0 10px 0;
  line-height: 1.25;
}

.calc-section-subtitle {
  font-size: 15px;
  color: var(--ink-soft, #475569);
  max-width: 840px;
  line-height: 1.6;
  margin: 0 0 28px 0;
}

/* 4-Mode Feature Grid */
.calc-modes-grid {
  display: grid;
  grid-template-columns: repeat(4, 1fr);
  gap: 20px;
}

.calc-mode-card {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 14px;
  padding: 24px 20px;
  display: flex;
  flex-direction: column;
  box-shadow: 0 2px 8px rgba(15, 23, 42, 0.04);
  transition: transform 0.2s ease, box-shadow 0.2s ease;
  position: relative;
  overflow: hidden;
}

.calc-mode-card:hover {
  transform: translateY(-2px);
  box-shadow: 0 6px 20px rgba(15, 23, 42, 0.08);
}

.calc-mode-card.mode-regular {
  border-top: 4px solid #334155;
}

.calc-mode-card.mode-bt {
  border-top: 4px solid #0f766e;
}

.calc-mode-card.mode-topup {
  border-top: 4px solid #d97706;
}

.calc-mode-card.mode-adv {
  border-top: 4px solid #be123c;
}

.calc-mode-badge {
  display: inline-flex;
  align-items: center;
  gap: 6px;
  font-size: 11px;
  font-weight: 800;
  text-transform: uppercase;
  letter-spacing: 0.05em;
  margin-bottom: 12px;
  width: fit-content;
  padding: 3px 8px;
  border-radius: 6px;
}

.mode-regular .calc-mode-badge {
  background: #f1f5f9;
  color: #334155;
}

.mode-bt .calc-mode-badge {
  background: #f0fdf4;
  color: #0f766e;
}

.mode-topup .calc-mode-badge {
  background: #fffbeb;
  color: #b45309;
}

.mode-adv .calc-mode-badge {
  background: #fff1f2;
  color: #be123c;
}

.calc-mode-card h3 {
  font-family: var(--display, system-ui, sans-serif);
  font-size: 18px;
  font-weight: 800;
  color: var(--deep, #0f172a);
  margin: 0 0 6px 0;
  line-height: 1.3;
}

.calc-mode-focus {
  font-size: 11px;
  font-weight: 700;
  color: #64748b;
  text-transform: uppercase;
  letter-spacing: 0.04em;
  margin: 0 0 12px 0;
}

.calc-mode-desc {
  font-size: 13px;
  line-height: 1.55;
  color: #334155;
  margin: 0 0 16px 0;
  flex-grow: 1;
}

.calc-mode-features {
  list-style: none;
  padding: 0;
  margin: 0;
  border-top: 1px solid #f1f5f9;
  padding-top: 12px;
  display: flex;
  flex-direction: column;
  gap: 7px;
}

.calc-mode-features li {
  font-size: 12px;
  color: #475569;
  line-height: 1.45;
  position: relative;
  padding-left: 14px;
}

.calc-mode-features li::before {
  content: "•";
  position: absolute;
  left: 0;
  top: 0;
  font-size: 14px;
  color: #0e7490;
}

/* Discoverability Section */
.calc-discoverability-section {
  background: #ffffff;
  border: 1px solid #e2e8f0;
  border-radius: 16px;
  padding: 36px 32px;
  box-shadow: 0 2px 10px rgba(15, 23, 42, 0.03);
}

.calc-prose-content p {
  font-size: 15px;
  line-height: 1.7;
  color: #334155;
  margin: 0 0 14px 0;
}

.calc-prose-content p:last-child {
  margin-bottom: 0;
}

.calc-prose-content strong {
  color: #0f172a;
  font-weight: 700;
}

.calc-capabilities-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 24px;
}

.calc-cap-box {
  background: #fdfcfb;
  border: 1px solid #f1ede8;
  border-radius: 12px;
  padding: 24px;
}

.calc-cap-box h3 {
  font-family: var(--display, system-ui, sans-serif);
  font-size: 17px;
  font-weight: 800;
  color: #0f172a;
  margin: 0 0 16px 0;
  display: flex;
  align-items: center;
  gap: 8px;
}

.calc-cap-list {
  list-style: none;
  padding: 0;
  margin: 0;
  display: flex;
  flex-direction: column;
  gap: 12px;
}

.calc-cap-list li {
  font-size: 13px;
  line-height: 1.55;
  color: #475569;
  position: relative;
  padding-left: 18px;
}

.calc-cap-list li::before {
  content: "✓";
  position: absolute;
  left: 0;
  top: 0;
  font-weight: 800;
  color: #059669;
}

.calc-cap-list li strong {
  color: #1e293b;
}

/* Responsive Breakpoints */
@media (max-width: 1024px) {
  .calc-modes-grid {
    grid-template-columns: repeat(2, 1fr);
  }
}

@media (max-width: 768px) {
  .calc-capabilities-grid {
    grid-template-columns: 1fr;
  }
}

@media (max-width: 640px) {
  .calc-modes-grid {
    grid-template-columns: 1fr;
  }
  .calc-discoverability-section {
    padding: 24px 18px;
  }
  .calc-cap-box {
    padding: 18px 14px;
  }
}

/* ══════════════════════════════════════════════════════════════════════════
   INSTITUTIONAL PRINT / PDF STYLESHEET
   ══════════════════════════════════════════════════════════════════════════ */

/* Screen view: dedicated print report is strictly hidden */
.loan-print-report-container,
#loan-print-report-container {
  display: none !important;
}

/* Print / PDF view: exclusively display institutional report container */
@media print {
  @page {
    size: A4 portrait;
    margin: 12mm 10mm 12mm 10mm;
  }

  /* Hide entire interactive web application and site chrome */
  body > *:not(#loan-print-report-container),
  .home-nav,
  .calc-hero,
  #calc-main,
  .calc-advanced-details,
  .calc-table-toolbar,
  .calc-faq-section,
  .home-footer,
  .calc-hero-glow,
  .calc-type-selector-wrap,
  .calc-modes-showcase,
  .calc-discoverability-section,
  .toast-container,
  #terms-gate-backdrop,
  #terms-gate-card {
    display: none !important;
  }

  /* Exclusively display institutional print report */
  body {
    background: #ffffff !important;
    color: #0f172a !important;
    font-family: -apple-system, BlinkMacSystemFont, "Segoe UI", Roboto, "Helvetica Neue", Arial, sans-serif !important;
    margin: 0 !important;
    padding: 0 !important;
  }

  #loan-print-report-container,
  .loan-print-report-container {
    display: block !important;
    width: 100% !important;
    margin: 0 !important;
    padding: 0 !important;
    background: #ffffff !important;
    color: #0f172a !important;
  }

  .print-report-wrapper {
    width: 100% !important;
    margin: 0 auto !important;
    padding: 0 !important;
  }

  .print-header {
    border-bottom: 2px solid #0f172a;
    padding-bottom: 12px;
    margin-bottom: 16px;
  }

  .print-header-top {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
  }

  .print-brand-name {
    font-size: 22pt;
    font-weight: 900;
    color: #0f172a;
    letter-spacing: -0.5px;
    display: block;
    line-height: 1.1;
  }

  .print-brand-tagline {
    font-size: 7.5pt;
    font-weight: 700;
    color: #ea580c;
    letter-spacing: 1.2px;
    text-transform: uppercase;
    display: block;
    margin-top: 2px;
  }

  .print-header-meta {
    font-size: 8pt;
    color: #475569;
    text-align: right;
    line-height: 1.4;
  }

  .print-header-title-wrap {
    margin-top: 10px;
    display: flex;
    justify-content: space-between;
    align-items: baseline;
  }

  .print-header-title {
    font-size: 14pt;
    font-weight: 800;
    color: #0f172a;
    margin: 0;
  }

  .print-header-mode-badge {
    background: #fff7ed;
    border: 1px solid #fdba74;
    color: #c2410c;
    font-size: 8.5pt;
    font-weight: 700;
    padding: 3px 8px;
    border-radius: 4px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
  }

  .print-section {
    margin-bottom: 18px;
  }

  .print-avoid-break {
    page-break-inside: avoid;
    break-inside: avoid;
  }

  .print-section-title {
    font-size: 11pt;
    font-weight: 800;
    color: #0f172a;
    margin: 0 0 8px 0;
    padding-bottom: 4px;
    border-bottom: 1px solid #e2e8f0;
    text-transform: uppercase;
    letter-spacing: 0.4px;
  }

  /* 3x3 KPI Cards Grid */
  .print-kpi-grid {
    display: grid;
    grid-template-columns: repeat(3, 1fr);
    gap: 8px;
    margin-bottom: 12px;
  }

  .print-kpi-card {
    border: 1px solid #cbd5e1;
    border-radius: 6px;
    padding: 8px 10px;
    background: #f8fafc;
    page-break-inside: avoid;
    break-inside: avoid;
  }

  .print-kpi-card.highlight-positive {
    border-color: #86efac;
    background: #f0fdf4;
  }

  .print-kpi-label {
    font-size: 7.5pt;
    font-weight: 700;
    color: #475569;
    text-transform: uppercase;
    letter-spacing: 0.3px;
    margin-bottom: 3px;
  }

  .print-kpi-val {
    font-size: 12.5pt;
    font-weight: 800;
    color: #0f172a;
    line-height: 1.1;
  }

  .print-kpi-sub {
    font-size: 7pt;
    color: #64748b;
    margin-top: 3px;
  }

  /* Tables */
  .print-table {
    width: 100%;
    border-collapse: collapse;
    font-size: 8pt;
    margin-bottom: 10px;
  }

  .print-table th {
    background: #f1f5f9;
    color: #0f172a;
    font-weight: 700;
    text-align: left;
    padding: 5px 7px;
    border: 1px solid #cbd5e1;
  }

  .print-table td {
    padding: 4px 7px;
    border: 1px solid #e2e8f0;
    color: #1e293b;
  }

  .print-table tbody tr:nth-child(even) {
    background: #f8fafc;
  }

  .print-inputs-table {
    width: 100%;
  }

  .print-td-label {
    width: 40%;
    background: #f8fafc;
  }

  .print-td-val {
    font-weight: 600;
  }

  /* SVG Charts */
  .print-charts-grid {
    display: grid;
    grid-template-columns: 1fr 1.6fr;
    gap: 12px;
    align-items: center;
    margin-bottom: 12px;
  }

  .print-chart-donut-wrap {
    display: flex;
    flex-direction: column;
    align-items: center;
    border: 1px solid #e2e8f0;
    border-radius: 6px;
    padding: 8px;
    background: #ffffff;
  }

  .print-chart-donut-legend {
    width: 100%;
    margin-top: 8px;
    font-size: 7.5pt;
  }

  .print-donut-legend-row {
    display: flex;
    align-items: center;
    margin-bottom: 3px;
  }

  .print-legend-dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    margin-right: 5px;
    display: inline-block;
  }

  .print-legend-name {
    color: #475569;
    margin-right: 4px;
  }

  .print-legend-val {
    margin-left: auto;
    color: #0f172a;
  }

  .print-chart-box {
    border: 1px solid #e2e8f0;
    border-radius: 6px;
    padding: 8px;
    background: #ffffff;
  }

  .print-chart-title {
    font-size: 8.5pt;
    font-weight: 700;
    color: #0f172a;
    margin: 0 0 6px 0;
    text-align: center;
  }

  /* Recommendations */
  .print-recs-wrap {
    display: flex;
    flex-direction: column;
    gap: 6px;
  }

  .print-rec-item {
    border-left: 3px solid #ea580c;
    background: #f8fafc;
    padding: 6px 10px;
    border-radius: 0 4px 4px 0;
  }

  .print-rec-head {
    display: flex;
    align-items: center;
    gap: 6px;
    margin-bottom: 2px;
  }

  .print-rec-badge {
    font-size: 6.5pt;
    font-weight: 800;
    padding: 1px 5px;
    border-radius: 3px;
    text-transform: uppercase;
  }

  .print-rec-badge.priority-high {
    background: #fee2e2;
    color: #991b1b;
  }

  .print-rec-badge.priority-med {
    background: #fef3c7;
    color: #92400e;
  }

  .print-rec-badge.priority-low {
    background: #e0e7ff;
    color: #3730a3;
  }

  .print-rec-title {
    font-size: 8.5pt;
    color: #0f172a;
  }

  .print-rec-desc {
    font-size: 7.5pt;
    color: #475569;
    margin: 0;
    line-height: 1.35;
  }

  /* Schedule Tables */
  .print-schedule-table thead {
    display: table-header-group;
  }

  .print-schedule-table tr {
    page-break-inside: avoid;
    break-inside: avoid;
  }

  .print-schedule-note {
    font-size: 7.5pt;
    color: #64748b;
    margin: 0 0 6px 0;
  }

  /* Notes & Footer */
  .print-notes-list {
    padding-left: 16px;
    margin: 0;
    font-size: 7.5pt;
    color: #475569;
    line-height: 1.4;
  }

  .print-notes-list li {
    margin-bottom: 4px;
  }

  .print-footer {
    border-top: 1px solid #cbd5e1;
    margin-top: 18px;
    padding-top: 8px;
    display: flex;
    justify-content: space-between;
    font-size: 7pt;
    color: #94a3b8;
    page-break-inside: avoid;
    break-inside: avoid;
  }
}

/* ==========================================================================
   Flexible Processing Fee Mode Selector (% vs ₹ Fixed)
   ========================================================================== */
.calc-fee-container {
  width: 100%;
}

.calc-fee-header-row {
  display: flex;
  align-items: center;
  justify-content: space-between;
  margin-bottom: 6px;
}

.calc-toggle-pill-group {
  display: inline-flex;
  align-items: center;
  background: #f1f5f9;
  border-radius: 6px;
  padding: 2px;
  border: 1px solid #e2e8f0;
}

.calc-toggle-pill-btn {
  background: transparent;
  border: none;
  font-size: 11px;
  font-weight: 700;
  padding: 3px 10px;
  border-radius: 4px;
  color: #64748b;
  cursor: pointer;
  transition: all 0.15s ease;
  line-height: 1;
}

.calc-toggle-pill-btn:hover {
  color: #0f172a;
}

.calc-toggle-pill-btn.active {
  background: #ffffff;
  color: #ea580c;
  box-shadow: 0 1px 3px rgba(0, 0, 0, 0.1);
}

.calc-fee-hint {
  margin-top: 5px;
  font-size: 11.5px;
  color: #64748b;
  display: flex;
  justify-content: flex-start;
  align-items: center;
}

.calc-fee-equiv-badge {
  display: inline-flex;
  align-items: center;
  gap: 4px;
  background: #f8fafc;
  padding: 2px 8px;
  border-radius: 4px;
  border: 1px solid #e2e8f0;
  color: #475569;
}

.calc-fee-equiv-badge strong {
  color: #ea580c;
  font-weight: 700;
}

/* Fee Mode Switcher Visibility (CSS-driven, CSP-safe) */
.calc-fee-container[data-fee-mode="percent"] .calc-fee-wrap-flat,
.calc-fee-container:not([data-fee-mode="flat"]) .calc-fee-wrap-flat {
  display: none !important;
}

.calc-fee-container[data-fee-mode="percent"] .calc-fee-wrap-percent,
.calc-fee-container:not([data-fee-mode="flat"]) .calc-fee-wrap-percent {
  display: flex !important;
}

.calc-fee-container[data-fee-mode="flat"] .calc-fee-wrap-percent {
  display: none !important;
}

.calc-fee-container[data-fee-mode="flat"] .calc-fee-wrap-flat {
  display: flex !important;
}

/* ==========================================================================
   Mobile Viewport Hardening (No horizontal overflow / wide side extension)
   ========================================================================== */
html, body {
  max-width: 100% !important;
  overflow-x: hidden !important;
  position: relative;
}

.calc-page {
  max-width: 100% !important;
  overflow-x: hidden !important;
}

.calc-hero {
  max-width: 100% !important;
  overflow: hidden !important;
  box-sizing: border-box !important;
}

.calc-main {
  width: 100%;
  max-width: 100%;
  box-sizing: border-box;
}

.calc-table-wrap {
  width: 100% !important;
  max-width: 100% !important;
  box-sizing: border-box !important;
  overflow-x: auto !important;
  -webkit-overflow-scrolling: touch !important;
}

@media (max-width: 768px) {
  .calc-hero-glow {
    display: none !important;
  }

  .calc-main,
  .calc-container {
    padding: 0 16px 50px !important;
    margin-top: -16px !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .calc-card {
    padding: 20px 16px !important;
    border-radius: 14px !important;
    box-sizing: border-box !important;
    width: 100% !important;
    max-width: 100% !important;
  }

  .calc-grid {
    grid-template-columns: 1fr !important;
    gap: 20px !important;
    width: 100% !important;
    max-width: 100% !important;
  }

  .calc-input-label-row {
    display: flex !important;
    flex-direction: column !important;
    align-items: stretch !important;
    gap: 8px !important;
    width: 100% !important;
    box-sizing: border-box !important;
  }

  .calc-input-label-row .calc-label {
    width: 100% !important;
    margin-bottom: 0 !important;
    display: flex !important;
    justify-content: space-between !important;
    align-items: center !important;
  }

  .calc-input-label-row .calc-input-box-wrap,
  .calc-input-box-wrap {
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .calc-input-box {
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .tu-config-grid {
    grid-template-columns: 1fr !important;
    gap: 16px !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .tu-summary-banner-row {
    grid-template-columns: 1fr !important;
    gap: 16px !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .tu-compare-grid {
    grid-template-columns: 1fr !important;
    gap: 14px !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .tu-stats-grid {
    grid-template-columns: repeat(2, 1fr) !important;
    gap: 10px !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .calc-grid-2col,
  .calc-grid-3col {
    grid-template-columns: 1fr !important;
    gap: 12px !important;
    width: 100% !important;
    max-width: 100% !important;
    box-sizing: border-box !important;
  }

  .calc-stat-row {
    flex-wrap: wrap;
    gap: 6px;
  }

  .calc-table-toolbar {
    flex-direction: column !important;
    align-items: stretch !important;
    gap: 12px !important;
  }

  .calc-table-actions {
    display: flex !important;
    width: 100% !important;
    gap: 8px !important;
  }

  .calc-table-actions .calc-action-btn {
    flex: 1 !important;
    text-align: center !important;
    justify-content: center !important;
  }
}

@media (max-width: 480px) {
  .calc-main,
  .calc-container {
    padding: 0 12px 40px !important;
  }

  .calc-card {
    padding: 16px 12px !important;
    border-radius: 12px !important;
  }

  .tu-stats-grid {
    grid-template-columns: 1fr !important;
  }

  .calc-chips-row {
    gap: 6px !important;
  }

  .calc-chip {
    padding: 4px 10px !important;
    font-size: 11.5px !important;
  }
}